Buying and Selling s Business in Tampa Bay,Florida:Owner financing still the best way to sell a business

Many of you have thought about buying and owing a business. Especially in this economy is the way to go. You can't get laid off and there will be a steady income to cover all the daily expenses. 
When buying a business there is three sources of financing. Banks or financial institutions, Private investors and Sellers. The first two are getting more and more hard to obtain ( especially in this economy). So the best and fastest way to close on a business is Seller financing.The Seller can finance up to 80% as the banks rarely finance more than 60%. Some sellers are even willing to finance with no money down or asset swap. You can't imagine the creativity some buyers and sellers have.The payback terms are also more affordable from seller-based financing. It is not unusual to see lower interest rates and longer payback terms in seller financed business purchase.
The way the Seller financing works is the closing attorney is preparing a note which is signed by the buyer and proper liens are placed on the business and  equipment on behalf of the Seller. Of course this is a risky move for the seller as he worry's if the buyer is going to pay off the note. That's why qualifying a buyer is very important form the intermediary representing the Seller and from the Seller himself. Sometimes seller forgets that in his intentions to sell his business but that's really is not the way to go. The Seller should do his due diligence as the buyer does and act like a bank and carefully study the buyer before hand him his most valuable creation. 

For more information call Ivan Deal Maker at 813-215-6801 or visit www.ivandealmaker.com

Taxes on Selling Yoor Business Are Set To Increase in 2013

The tax on sales of a business is set to increase in 2013 with 50%.The Bush-era tax cuts enacted in 2001 and 2003 which reduced the capital gains tax rate from 20% to 15% were set to expire at December 31, 2010.  However, after the extreme pressure from Congress, President Obama extended the capital gains tax cut until December 31, 2012.Capital gains are set to increase back to 20% in the next 12 months!  In addition, a new tax of 3.8% will be added on top of the 20% capital gains rate for single taxpayers with income over $200,000 and income over $250,000 for married taxpayers.This additional 3.8% tax is the result of the Medicare tax being extended beyond wages to investment income per the National Healthcare Reform Act of 2010.
So if you are a business owner and you are thinking of selling your business 2012 is the time.
 There are aspects of real estate sales that seem pretty simple. There are many elements of a smooth transaction, however, that are complicated and daunting.The relationship between a business buyer or seller and their agent is based on trust, shared goals and understanding.  I strive to continually improve and to do this I listen and take the needs and wants into consideration.

I can help you with every aspect of buying or selling your business because I’m experienced, because I’m professional . . and because I care. 
For more information call Ivan Dealmaker at 813-215-6801 or visit www.ivandealmaker.com

Buying and Selling a Business in Tampa Bay,Florida:Man is free at the moment he wishes to be. ~Voltaire

Man is free at the moment he wishes to be. ~Voltaire
 Great thought from even greater author and philosopher Voltaire. We have the freedom to choose our destiny and that's the beauty of it.
Driving a Ferrari or driving a Chevy that's the question?
Owning a business or work for somebody else. If you like not to to be controlled every second of what you do. If you don't want to count your money every time you are trying to buy something nice for yourself or your family. If you don't want to ask for permission to take your family on a well deserved vacation and spend great quality time than you need to be your own boss and own your business.
I have thousands of great quality businesses for sale all over Florida. Take a look at them and find your Destiny.
For more info call Ivan DealMaker at 813-215-6801 or visit www.ivandealmaker.com

IS THE SAVED MONEY ENOUGH FOR RETIREMENT?

The money saved for retirement are not sufficient for the retirees,shows the latest study. And it is not restricted only to the middle class. Majority of the affluent Americans are afraid the money saved for retirement are not going to be enough to keep the life style before retirement.

About a quarter of affluent Americans with assets between 100K-300K say they have under saved for retirement money. 33% for the men and 31% for the women.

So the question is What to do?

One way is to cut on spending and just live by not enjoying life. But can we call that a life? Not able to buy anything afraid to spend a dollar extra for our own satisfaction?!

The other way is to go in business for yourself. You can run the business absentee or semi-absentee and enjoy life and live the life of your dreams.Afford to buy anything you want and be on vacation most of the time or all of the time!!!

 So which one you would choose?

I can help give me a call and I will find you the business of your dreams.

Call Ivan DealMaker at 813-215-6801 or visit my website www.ivandealmaker.com